Below is a link to a website I frequently view. In principal this is how I live my life financially. While it's not right for everyone I thought Pamela Yellen's recent blog post was worth discussing.
What caught my attention is the focus on those who think for themselves and do not look for others (being people or institutions) to provide solutions in their lives. It got me thinking about those that I admire or whom I view as being successful. The trait that has separated themselves from the pack is that they were all doers who were self reliant independent thinkers. They didn't simply go with the flow, or do what everyone else told them to do. The difference was they blazed their own trail!